Turn property images into
insurance decisions
Home Intelysee validates property condition, predicts peril risk and expected loss, automates claims triage, and integrates with insurance systems of record — at roof and structure level.
From property images to
underwriting decisions
Home Intelysee connects visual property evidence with predictive models and agentic AI to automate the full insurance lifecycle — underwriting, claims, fraud, and portfolio risk.
Ingest visual evidence
Accept aerial and drone imagery, satellite basemaps, street-view imagery, parcel and GIS data, policy data, claims history, and weather/CAT feeds through a unified ingestion layer. Works at roof, structure, and portfolio level.
Validate property condition
Computer vision detects roof material, age, and condition, structural features (pools, trampolines, solar panels, tree overhang), square footage, and flags undisclosed risk or under/over-insured value — at the roof and structure level, not just the parcel.
Generate predictive risk scores
Predictive models combine property condition, peril exposure (wind, hail, wildfire, flood), structure age, and claims history to output expected loss, severity forecast, claim probability, and premium guidance — insurance-ready outputs for underwriting and actuarial teams.
Agentic AI executes decisions
Specialized agents handle underwriting intake, claims triage, damage attribution, fraud/anomaly detection, and portfolio/CAT monitoring — with full audit trails, explainability, and human-in-the-loop handoffs.
Integrate with your systems via APIs
Insurance-ready APIs connect outputs to core insurance platforms, claims management systems, data lakes, GIS tools, and BI dashboards — without replacing your systems of record.
Every decision layer
your team needs
Eight specialized modules covering the full home & property insurance lifecycle. Deploy individually or as an integrated platform.
Roof & Property Intelligence
Roof material, age, and condition scoring, structural feature detection (pools, solar, trampolines, tree overhang), and insurable property validation.
Property Risk & Hazard Mapping
Wildfire, flood, wind, and hail exposure scoring combined with property-level condition for a true risk picture beyond zip-code rating.
Claims Triage & Damage Assessment
Automated FNOL triage, pre/post-event damage comparison, severity classification, and repair cost estimation from imagery alone.
Fraud & Anomaly Detection
Cross-references visual evidence, metadata, weather history, and claims history to flag fraudulent or inflated claims before payment is issued.
Pre-Renewal & Underwriting Inspection
Virtual inspections replace manual visits at bind and renewal — surfacing undisclosed risk, deferred maintenance, and outdated systems.
CAT Event & Portfolio Intelligence
Pre/post-catastrophe exposure aggregation by peril and region, PML estimates, early warning alerts, and accumulation maps for reinsurance-ready reporting.
Agentic AI Workflows
Underwriting, Claims, Fraud, and Portfolio/CAT agents — each with permissions, auditability, and human-in-the-loop controls.
API & Integration Layer
Insurance-ready APIs for policy, exposure, FNOL, claims, risk scores, fraud alerts, and portfolio monitoring. Webhooks and connectors for core insurance and data platforms.
Measurable value across
every business unit
Home Intelysee creates quantifiable impact in underwriting accuracy, claims cycle time, fraud leakage, and CAT portfolio management.
Underwriting efficiency
Reduce manual inspection costs. Catch undisclosed risk and roof condition before bind. Improve risk selection with pre-bind baselines.
Faster claims cycles
Automated triage classifies claims into fast-track, remote, or in-person inspection after CAT events — reducing cycle time and adjuster workload significantly.
Fraud & leakage reduction
Cross-reference pre/post-event visual evidence, weather data, metadata, and policy history to flag fraudulent or inflated claims before payment is issued.
The only vertical platform
purpose-built for Home Insurance
Existing tools are fragmented — property data, aerial imagery, actuarial models, and insurance workflows. Home Intelysee integrates them into one decisioning layer.
| Platform | Home Insurance focus | Roof-level validation | Predictive risk | Claims automation | Agentic AI | Insurance APIs |
|---|---|---|---|---|---|---|
| Home Intelysee | ●●●●● | ●●●●● | ●●●●● | ●●●●● | ●●●●● | ●●●●● |
| Cape Analytics | ●●●●○ | ●●●●○ | ●●○○○ | ●●○○○ | ○○○○○ | ●●●○○ |
| Arturo | ●●●●○ | ●●●●○ | ●●●○○ | ●●○○○ | ○○○○○ | ●●●○○ |
| Betterview | ●●●●○ | ●●●○○ | ●●●○○ | ●●○○○ | ○○○○○ | ●●●○○ |
| Verisk / Geomni | ●●●●○ | ●●●●○ | ●●●○○ | ●●●○○ | ●●○○○ | ●●●●● |
| Zesty.ai | ●●●○○ | ●●●○○ | ●●●●○ | ●●○○○ | ○○○○○ | ●●●○○ |
Flexible enterprise pricing
for every stage
Start with a paid pilot, then expand to modules as you validate ROI. Usage-based and annual contract options available.
- Roof & property validation module
- Condition score & baseline
- Basic claims triage
- PDF reports
- Dedicated onboarding
- All 8 intelligence modules
- Agentic AI workflows
- Insurance-ready APIs
- Core system integrations
- Audit trail & explainability
- Dedicated CSM
- Everything in Enterprise
- Reinsurance reporting agent
- Portfolio & CAT dashboard
- Custom model training
- SLA guarantees
- Usage-based add-ons
Ready to bring computer
vision to your property risk?
Book a 30-minute discovery call. We'll show you how Home Intelysee works with your data and your systems.